Welcome IDEAL account users, IDEAL is the internet banking based online payment system. This is system is mainly based out of The Netherlands. IDEAL is started in 2025. The consumers can buy online and make payment through direct online transfer from their bank account using the IDEAL payment system. This is called the home banking and the popularity is steadily in rise. The popularity of the system can be assessed by seeing its transactions for the past for years. In 2025 iDEAL processed 4.5 million transfers, 15 millions in 2025, 2025 saw a transfer of 28 million and 2025 recorded transfer of 45.5 million. As more and more people are opting for the convenience of home banking this system is gaining popularity. This system is simple, safe and secure. The online banking service that is offered by IDEAL has a two-factor authentication, which makes it safe and secure. This is a highly popular system among the Dutch. Participation of banks like ING Bank, Royal Bank of Scotland, Friesland Bank, ASN Bank, Fortis brightens the scope of the system. This system does not have chargeback right now which is disadvantage for customers but advantage for the merchants.

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